To speak with a licensed agent, call (800) 320-0551 (TTY 711 M-F, 9am-5pm) or email

    Contact Us

    • 1200 Quail St. Suite 180 Newport Beach CA 92660

    3 Important Things to Do When You Turn 65

    Posted by Roman Gomez
    Estimated Reading Time 1 minute 28 seconds

    3 Important Things to Do When You Turn 65

    For those reaching age 65 soon, you’re probably in your final stages of retirement planning. Or you might already have retired already, but perhaps still have a few retirement-related tasks to accomplish. Either way, age 65 is a major milestone. Here’s what you need to know as that birthday approaches.

    Seek a reliable estimate of your Social Security benefits. You will be reaching full retirement age soon, as defined by Social Security. Now is a great time to get an accurate estimate of your future Social Security benefits, if you haven’t already claimed them early.

    You can also request an estimate based on waiting longer to file your claim. Since benefits rise a bit for each year that you delay claiming them, taking this step can help you to decide upon the right time to retire and collect your checks.

    Make a plan for income taxes. If you’re nearing retirement, don’t forget to estimate potential income taxes. They don’t go away just because we stop working! And in many cases, part of your Social Security benefits can be taxed. Discuss this topic with your financial professional so that you don’t face any unpleasant surprises after retiring.

    Assess your Medicare options. You become eligible for Medicare at age 65. In fact, you must enroll at this time, unless you have creditable coverage through another plan (such as an employer’s group benefits plan). Failing to enroll on time will mean higher premiums later.

    You essentially have two options: You can enroll in Original Medicare, which is administered by the government, or a Medicare Advantage plan which is administered by private insurance companies. These plans work on a network, similar to other healthcare plans you might have utilized in the past, and they roll a number of benefits into one plan that is easier to manage.

    There is no single choice that is right for everyone but working with a Licensed Agent can help you learn about your options. Together we will decide what type of care best suits your preferences, and help you enroll during your initial enrollment window.

    Roman Gomez
    Medicare Coach USA //

    I am a local, licensed and trained independent insurance agent. I am certified with many top Medicare Advantage, Prescription Drug and Medicare Supplement insurance plan carriers. I represent most major companies with a Medicare contract and am qualified to answer any questions you may have.

    Get Free Medicare Assistance

    Friendly, licensed insurance agents are available to answer all of your questions. Call (800) 320-0551 or complete the form below and we’d be happy to reach out to you.

        By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

        Close Accessibility Tools
        Accessibility Controls Reset
        Content Adjustments
        Font Size


        Line Height


        Content Scaling


        Highlight Titles
        Highlight Links
        Highlight Forms
        Align Left
        Align Center
        Align Right
        Focus Mode
        Color Adjustments




        Accessibility Statement

        Despite our attempts to make this website accessible for everyone, there may still be some pages or sections that are not completely accessible, are in the process of becoming accessible, or do not have a suitable technological solution to make them accessible. Nevertheless, we are always striving to enhance our accessibility by adding, updating, improving its options and features, and incorporating new technologies.

        We want to provide our users with the best experience possible, so we strive to support as many browsers and assistive technologies as possible.

        If you wish to contact this website's owner, please use the contact form on the website.

        Our User Interface Adjustment Options

        Font adjustments - With this tool, users can modify font size, style, letter spacing, and line height for improved alignment and readability.

        Color adjustments - Users can customize their color contrast profiles to light, dark, desaturated, and monochrome.

        Content highlighting - Users can prioritize key elements such as links, forms, and titles.

        Content focus - Users can enable focus mode to highlight the current page information based on their mouse movement.